Insurance and Chiropractic Care
Many practice members who have insurance opt to forgo their insurance because of high insurance deductibles and/or high copayments. Our office is a low fee office. We accept cash, credit card, debit card, flex spending and health savings account payments.
See Consumer Reports Article: How Paying Your Doctor In Cash Could Save You Money. Even if you have health insurance, sometimes you're better of not using it.
We are a Non-Participating Medicare/Medicaid/Insurance Office.
How To Verify Insurance Coverage For Chiropractic Care
1.) On your insurance card is a toll free customer service number.
2.) Ask if you have Chiropractic coverage? If so how much? How many visits?
3.) Ask if you have a chiropractic deductible. If so how much? How much has been met?
4.) Ask customer service where to send your statements to receive reimbursements?
5.) If insurance is covered, we will supply you with statements so you can submit to your insurance. If you have any questions, please call us at (312) 888-1707 or email us.
DEFINITIONS:
Deductible - the amount of money you pay before your insurance starts paying. Many deductibles are $1000 to $5000 or more. Chiropractic deductibles can be different than your medical deductibles.
Copay - the amount you pay each visit. Chiropractic copay can be different than your medical copay listed on your insurance card and may not start until after your deductible has been met.
Cash Practice - our office is considered "cash" vs "insurance", but we accept cash, credit/debit cards, flex spending and health savings account payments. Many insurance offices must charge higher fees to recoup the extra staff and follow up involved with insurance billing. In many cases, neither the patient nor doctor know exactly how much the insurance will pay, regardless of what was quoted, until weeks(s) or month(s) after services were rendered.
